What You Need To Know About Funeral Home Insurance in Texas

You provide a service that requires empathy, care and counseling for end-of-life planning. Your funeral home or chapel arrange funerals, burials and cremations as well as other services for your clients. You transport and prepare the bodies from hospitals, morgues and elsewhere for burial or cremation. You also secure permits, sell caskets, burial vaults and prepare obituaries. Your services are so incredibly comforting and helpful to family members who are mourning.

Funeral Home Services Provided:

• Funeral Home
• Funeral Director
• Cremation
• Embalming
• Cemetery
• Mausoleums
• Pre-Need Sales
• Caskets, Urns, Monuments, and Other Product Sales
• Grief Counseling and Support
• Green Funeral Homes

Some factors may make your funeral services Ineligible:

• New Ventures
• Cremation only operations
• Crematories located in a Protection Class 9 or 10
• Ambulance services or limousine rental makes the risk ineligible
• Funeral Services with a below average Property Rating

Coverages available include:

• General Liability and Excess Liability
• Commercial Auto (Hired & Non-Owned also)
• Bodily Injury
• Personal Injury
• Property Damage
• Errors & Omissions
• Professional Liability
• & Much more!

Claims to consider:

1. You had a 3^rd party handle cremation and the cremains were not back in time for the services.
2. Family spreading cremains and surgical screw found – deceased had never had surgery.
3. Worst case scenario – body is cremated instead of being prepped for showing.

Just like your business is very specialized, your funeral home & cremation insurance policy should be too. Brooks Cannon Insurance Group is an independent insurance agency representing 40 of the top insurance companies. They can compare policies and coverage between them to ensure you get the coverage you want at a price that makes sense for your business. Call us today for an insurance quote for your funeral home & cremation business.

Brooks Cannon Insurance Group represents the top-rated insurance companies in Texas. We will compare pricing and coverage options finding you the best policy for your needs. Call us at: 214-446-9000 or click the get a quote button to have an agent start your quote.